NerdWallet: Manage Your Money

4.5
28K reviews
1M+
Downloads
Editors' Choice
Content rating
Everyone
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About this app

Track your budget, finances and credit - all in one place and all for free. Get the insights you need to make the most of your money. View all your financial accounts on one screen for easy, holistic monitoring. Then zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to help you manage your finances and work toward your goals.

Here’s how our FREE personal finance tracking app works:

KNOW YOUR CASH FLOW

- Track spending across multiple cards
- Keep track of your budget with our 50/30/20 breakdown
- Get detailed spending insights
- Track your bills, expenses and more
- Discover ways to cut back or save
- Compare spending month-to-month
- See your top spending categories for easier budgeting

KEEP UP WITH YOUR NET WORTH

- See how your income, debts, investments, and home value all add up
- Follow the history of your net worth
- Zoom into the details of your net worth and track individual accounts over time

MONITOR & BUILD YOUR CREDIT

- Access your credit score and credit report any time
- Get score change notifications
- Understand the factors that affect your score
- Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more

SMART MOVES FOR YOUR MONEY

- Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts
- Join NerdWallet+ so you can earn rewards worth up to $350 for making smart financial decisions - like paying your credit card on time.

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Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.
Updated on
Mar 11, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
27.3K reviews
Patrick Templeton
February 1, 2024
This app has a lot of potential to replace Mint, but it has some issues to sort out. Some, but not all, of those issues include that there's no way to update an account — you just have to wait until it decides to do it. The numbers for cash flow on the web version and on the app are always confusingly different. The bill feature just doesn't work. And certain buttons in the app just don't work sometimes.
141 people found this review helpful
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NerdWallet
February 2, 2024
Thank you for leaving a review, Patrick! So sorry to hear about the trouble you've had with the app, and any data discrepancies you've seen. We'd love to look into things for you - please send us a note at support@nerdwallet.com and our Nerds will be happy to help!
Grant Haataja
February 8, 2024
I really enjoy this app for tracking net worth but lately every time I login it shows no accounts linked. If I go into settings I can see that they're still linked and it still gives me the total, but I can't see the breakdown of what's what on the net worth page, which is really frustrating. 02/07/24 edit: New problem, although this isn't NerdWallet's fault. Fidelity changed their policies to not allow any authentication though Plaid, so it's no longer possible to see those balances. :(
238 people found this review helpful
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NerdWallet
July 25, 2023
Hi Grant, sorry to hear about this hiccup! When you have a moment, would you mind updating to the latest version of the app? If the issue persists, please send us a note from the email associated with your account to support@nerdwallet.com.
Dylan Durr
February 3, 2024
I once liked this app. Let me know when bills were needed to be paid, decent information on credit score, my net worth, but after awhile, just went downhill. Started off with the stuff I buy didn't line up with the categories. I messaged the tech support with no help. Now my credit union keeps unlinking..now it keeps logging me out of the app and says my password is wrong. I'm done. I gave it the best chance I could.
44 people found this review helpful
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NerdWallet
February 5, 2024
Thanks for sharing your experience, Dylan. We value you as a NerdWallet member, and we're eager to look into the app issues you've encountered - please send us a note at support@nerdwallet.com and our Nerds will get back to you ASAP.

What's new

New Nerdy Updates:
- We’ve added new transaction filters, so it’s easier to see all of your cash in or your cash out in a single view.