NerdWallet: Manage Your Money

4.5
28.1K reviews
1M+
Downloads
Editors' Choice
Content rating
Everyone
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About this app

Track your budget, finances and credit - all in one place and all for free. Get the insights you need to make the most of your money. View all your financial accounts on one screen for easy, holistic monitoring. Then zoom in on the details of your cash flow, expenses, credit score and net worth. Plus, get Nerd-approved tips to help you manage your finances and work toward your goals.

Here’s how our FREE personal finance tracking app works:

KNOW YOUR CASH FLOW

- Track spending across multiple cards
- Keep track of your budget with our 50/30/20 breakdown
- Get detailed spending insights
- Track your bills, expenses and more
- Discover ways to cut back or save
- Compare spending month-to-month
- See your top spending categories for easier budgeting

KEEP UP WITH YOUR NET WORTH

- See how your income, debts, investments, and home value all add up
- Follow the history of your net worth
- Zoom into the details of your net worth and track individual accounts over time

MONITOR & BUILD YOUR CREDIT

- Access your credit score and credit report any time
- Get score change notifications
- Understand the factors that affect your score
- Learn ways to keep building – whether it’s increasing your credit utilization or paying your bills earlier, and more

SMART MOVES FOR YOUR MONEY

- Quickly find and compare more rewarding credit cards, better loan rates, and higher-earning bank accounts
- Join NerdWallet+ so you can earn rewards worth up to $350 for making smart financial decisions - like paying your credit card on time
- Join Drive Like A Nerd so you can score your driving in real-time and get better auto insurance rates

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Personal Loans Interest Rates and Fees: You can view personal loan offers on NerdWallet's loans marketplace. These are from third party advertisers from which NerdWallet may receive compensation. NerdWallet displays personal loans with rates that range from 4.60% to 35.99% APR with terms from 1 to 7 years. Rates are controlled by third party advertisers and are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's terms and conditions for more information within the marketplace. All loan offers on NerdWallet require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.
Updated on
Mar 27, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 4 others
This app may collect these data types
Personal info, Messages and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
27.4K reviews
Brian Piltz
March 25, 2024
The app has been fraught with annoyances for about last 12 mo. Every few wks to mo updates to app break linking accounts, budgeting, or continuity of data so long term trends are wiped out (what the app really shined at) Last 3 mos it works less and less. Now only pulls some accts from my Credit Union, but not my Visa and Car Loan accounts. Without the Visa data, 80% of my mo bill pay data is missing from the app - rendering app completely useless. Unless fixed in next 30 d I'm out for good
9 people found this review helpful
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NerdWallet
September 15, 2023
Hi Brian, thanks for your review. That does sound odd. If you haven't already, would you mind sending us a note to support@nerdwallet.com, along with a couple of screenshots of what you're describing? We'd be happy to look into this.
Russ Gitter
March 18, 2024
I can't say this app is for me. There's small things like my Fidelity account not being able to connect to bigger issues like nothing showing for accounts under the Net Worth tab. I can see my transactions under Cash Flow but I can't get access to my separate accounts. Also my Visa card worked at first for about a month, then I waited a month and it never updated. Which was odd since my transactions were still showing up. I finally relinked it and now it doesn't show the account at all.
26 people found this review helpful
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NerdWallet
March 18, 2024
Hi Russ, Thanks for your rating and review! So sorry to hear about the trouble you're having. We'd love to look into that for you - please send us a note at support@nerdwallet.com. Our Nerds are ready to help!
Patrick Templeton
February 1, 2024
This app has a lot of potential to replace Mint, but it has some issues to sort out. Some, but not all, of those issues include that there's no way to update an account — you just have to wait until it decides to do it. The numbers for cash flow on the web version and on the app are always confusingly different. The bill feature just doesn't work. And certain buttons in the app just don't work sometimes.
175 people found this review helpful
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NerdWallet
February 2, 2024
Thank you for leaving a review, Patrick! So sorry to hear about the trouble you've had with the app, and any data discrepancies you've seen. We'd love to look into things for you - please send us a note at support@nerdwallet.com and our Nerds will be happy to help!

What's new

New Nerdy Updates:
- We’ve made more improvements to your 50/30/20 budget breakdown: you can now see how you're spending in the current month.